What to Expect From a Personal Injury Settlement Process?
You are entitled to seek financial compensation for your injuries and losses whenever you get into a personal injury accident due to someone else’s negligence. A personal injury accident can lead to severe injuries, which further lands the victim and their families with a financial burden for the treatment.
However, when you file a personal injury claim, the process can be complex. Therefore, it is advisable to have a presence of a Salem personal injury attorney for maximum compensation.
The insurance company will investigate to determine fault.
As soon as you file the claim, the insurance company will try to lure you into their tactics. No matter how good they appear, the insurance company does not want to pay you from their pocket. This is why they will try to reduce your compensation by using various tactics.
One of the common tactics they use is asking you for a recorded statement as soon as you get into the accident and before you contact a lawyer. However, you can refuse to give a recorded statement to the insurance company until you speak to a lawyer.
Second, the insurance company will try to ask you twisted questions and see if you have apologized at the accident scene. Admission of the fault will also be monitored. Furthermore, your social media will also be used as evidence whenever you seek compensation, so, if possible, try to avoid using social media until your claim is settled.
Your evidence will also be verified during the investigation process to see if they are legit. Although your evidence matter, the insurance company will conduct its own investigation to determine who is at fault for your injuries.
The insurance company will give a settlement offer.
After the insurance company completes its investigation, it will roll out a settlement offer to settle for your injuries. However, the initial settlement is always lower than the expected amount in many cases. So, without having a lawyer’s presence, avoid settling your claim. Your attorney will review the settlement offer and help you understand whether you should settle or not. Furthermore, your attorney can negotiate with the insurance company to get you maximum compensation.
The case may get settled out of court or go to trial.
If you and the insurance company come to a mutual agreement with your settlement offer, your case will be settled out of court. However, if you fail to do so, your case will go to trial, where the court decides who is liable and the compensation amount.